FinGoal Documentation

Developer Documentation

FinGoal is an insights platform that sits on top of digital banking and personal finance data. We offer a suite of resources to ensure our customers have access to the best transaction data possible. Our white-labeled APIs enable institutions to see a 360 degree view of user data to provide enhanced user insights and personalized offers.

Complete Data — via Link Money API

Aggregation & Verification


Account aggregation allows user to connect multiple accounts from over 17,000 financial institutions. Account verification is an essential step to move funds between accounts. Instant Account Verification provides that authorization immediately with more account security than micro deposit verification.

FinGoal instantly verifies and seamlessly connects your users' off-bank data. Your users can permission accounts once providing universal access for the institution and the fintechs that serve them.

Aggregation Switch Kit


Traditionally, changing aggregators was nearly impossible. The demands of engineering time and resources derailed your roadmap. FinGoal has built a translation layer API that allows any engineering team to fully replace their current data aggregator in less than a sprint. The switch won't cause account links to break or outages for your users. Instead, it is an ongoing transition. When accounts need to be re-authenticated, the user will be prompted to verify those accounts.

Enriched & Actionable Data — via FinSight API

Transaction Enrichment


FinGoal's transaction data enrichment service streamline the transaction data pipeline to present easily identifiable transactions to users. This clean transaction data serves as the foundation for FinGoal to to offer personalized advice and create personas. Our superior categorization will enhance your digital banking features and improve user experience.

Calls to Action


Deliver customized calls to action for users tailored to a user’s specific spending habits. Calls to action can provide money saving suggestions, financial education, and highlight appropriate financial products.

Building this functionality from scratch is labor-intensive and a major roadmap hindrance. By using FinGoal’s API, you can have persona-based calls to action automatically surfaced in your user’s transaction feed. This advice allows for the personalization users are demanding.